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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Credentials

EXPERIENCE 

For over 35 years Michael Jimenez CFP, CRPS, ChFC, CLU has worked with individuals, corporations, small business owners, and non-profit organizations by designing, implementing, and help managing their retirement plans and financial goals. 

 

 

 

CERTIFICATIONS

 BSBA from the University of Colorado

Chartered Life Underwriter (CLU) & Chartered Financial Consultant (ChFC) Designations from The American College studies included:

  • Fundamentals of Financial Planning  
  • Income Taxation
  • Individual Life Insurance  
  • Life Insurance Law
  • Group Benefits    
  • Planning for Retirement Needs
  • Estate Planning Applications   
  • Wealth Accumulation Planning
  • Fundamentals of Estate Planning  
  • Planning for Business Owners and Professionals
  • Financial Planning Applications  
  • Investments
  • Financial Decision Making at Retirement

 

Chartered Retirement Plans Specialist SM (CRPS®) designation from the College for Financial Planning® studies included:

  • Types & Characteristics of Retirement Plans
  • Individual Retirement Accounts (IRAs)
  • SEP, SIMPLE & SARSEP Plans
  • Defined Contribution Plans
  • Defined Benefit Plans
  • Fiduciary Issues, Prohibited Transactions, Claims & Examinations
  • Nonprofit Organization & Government Plans
  • Qualified Plan & IRA Distributions
  • 401(k) Plans
  • Plan Design, Installation, Administration & Amendments
  • Plan Establishment, Operation, Investment Objectives, Penalties & Termination

 

CERTIFIED FINANCIAL PLANNER™ professional (CFP®) Issued by the CFP Board of Standards studies included:

  • Financial Planning Process
  • Tax Planning
  • Employee Benefits and Retirement Planning
  • Estate Planning
  • Investment Management
  • Risk Planning

 

 

 

  LICENSES

FINRA Examinations

Series 6 investment company products/variable contracts Representative    

Series 63 - uniform securities agent state law 

Series 26 investment company products/variable contracts Principal     

Series 66 –   uniform combined state law and uniform investment advisors law

 

State of Colorado Life, Accident & Health License & State of Colorado Variable Contract License

 

Registered in the following states:

 California    Colorado    Conneticut    Delaware Georgia    Hawaii        Massachusettes   

Minnesota    Montana    New Mexico    Ohio    Oklahoma    South Carolina    Texas  Virginia            

                              


 

Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck